How Students Can Avoid Being Victims of Cybercrimes

Cybercrime is a serious issue, especially for students who are often preyed upon by hackers and fraudsters. Avoid these risky behaviors to protect your info.

College students today have grown up with an abundance of technology compared to past generations. Although students might consider themselves tech-savvy, the risk of being affected by cybercrime is still present—case in point: the recent Herff Jones data breach. Herff Jones is a commencement cap and gown vendor for colleges across the US that was recently hacked. The thieves stole students’ credit card information and made various fraudulent purchases. As consumers, students can’t necessarily prevent these data breaches from happening. However, by avoiding a few common pitfalls, the impact of cybercrimes can be reduced.

Risky behavior that can lead to cyberattacks

Managing student loan debt, especially when trying to quickly and efficiently pay them down, is hard enough without having to worry about fraudulent debt accumulating under your name. To avoid becoming a cybercrime victim—or at least lessen the damage done—be aware of these high-risk online behaviors while you’re in school.

Not monitoring your financial accounts

Although you can’t prevent data breaches from affecting you, you can minimize how much harm they impose. One way to do this is by staying on top of your financial accounts. This includes checking, savings, and credit card accounts. View each new transaction to confirm you’ve authorized the charge. You can easily set up account activity email or text alerts through your financial institution. To ensure you spot even the smallest fraudulent charge, set the notification to alert you of any transaction that’s greater than $0.  

Related: 5 Tips to Help College Students Manage Their Finances

Using the same password for multiple accounts

Hackers have developed sophisticated methods to acquire your online passwords, and reusing the same one for various accounts makes you an easy target. Always use unique, complex passwords for each online account you create. Consider using a memorable phrase that’s meaningful to you, and spell it using a combination of letters, numbers, and special characters. If you’re an iOS or Android user and aren’t feeling particularly creative, your device suggests strong passwords for you upon changing them.

Leaving your computer unlocked in a public space

A recent study by EDUCAUSE, a nonprofit higher education information technology association, found that a majority of college students connect two or more digital devices to campus Wi-Fi on any given day. Whether you’re using your computer at your school’s library or at a public coffee shop, you’re bound to get up to use the restroom or take a break at some point. When you do, make sure you lock your device so it can’t be accessed while you’re away. Either configure your device so it automatically locks the screen and requires a password after a few minutes of inactivity, or manually put your system to sleep before getting up. 

Related: 5 Common Tricks Fraudsters Are Using to Target Students

Accessing sensitive information on a public network

Although free and convenient when you need to get online for schoolwork, public Wi-Fi networks aren’t always secure. According to the recent McAfee survey, 90% of American students use public Wi-Fi, but only 18% protect their devices and activity using a VPN. A VPN, or virtual private network, encrypts the data sent while you’re using your device on a public Wi-Fi network. Ask your school’s IT department for free or low-cost VPN recommendations.

Leaving personal information unsecured at parties 

Not all cybercrimes start online; in-person theft can be the start of a cybercrime waiting to happen. Leaving your wallet or handbag accessible during a party or having sensitive documents lying around when you’re hosting a social event might put your personal information at risk. If you’re a party guest, keep your personal belongings on you to avoid theft. Party hosts should also ensure financial and personal documents like bank statements are kept inside a locked room that’s not accessible to visitors. This practice can help you avoid issues with fraudulent charges and identity theft.

Related: The Importance of Cybersecurity for College Students

These are just a handful of the main precautions college students should take to avoid being victims of cybercrimes. If you’ve discovered that your personal information has been compromised, consider placing a fraud alert on your credit report as a next step after notifying your bank and credit card issuers. 

For more helpful life advice to get you through college and beyond, check out our Student Life section.

Like what you’re reading?

Join the CollegeXpress community! Create a free account and we’ll notify you about new articles, scholarship deadlines, and more.

Join Now

Tags:

About Callie McGill

Callie McGill is a Content Marketer for ValuePenguin.com.

 

Join our community of
over 5 million students!

CollegeXpress has everything you need to simplify your college search, get connected to schools, and find your perfect fit.

Join CollegeXpress

College Quick Connect

Swipe right to request information.
Swipe left if you're not interested.

Calvin University

Grand Rapids, MI


Joycelyn

Joycelyn

High School Class of 2023

I’m currently a college freshman attending Towson University. My major is Information Technology, and I plan to minor in Electronic Media & Film to achieve my goal of becoming a production engineer. Upon graduating high school earlier this year, I was awarded a $5,000 scholarship from CollegeXpress, which greatly assisted in paying my tuition. Truthfully, this financial reward was the difference in affording my room and board and tuition, along with other expenses for school. My family and I haven’t stopped celebrating my award since it was bestowed on me. I will never forget this opportunity for allowing me to get my foot into my university financially.

Sonny Harris

Sonny Harris

College Student

For the entire year before college, I spent a lot of time deeply considering what major I wanted to go into and how to fund my higher education. After a lot of research, I came across CollegeXpress, which helped me ultimately find a ton of scholarships for which I could apply—and some of which I received! If it weren’t for CollegeXpress, I may not have found those scholarships as they didn't appear on any other scholarship search forum. Additionally, I learned more about the options I had been considering for my major through CollegeXpress’s resources. In the end, I chose to major in Computer Science, as it seemed best suited to me and the careers in the field seemed enjoyable, and I've never been more excited to move into my future! Ultimately, I want to thank CollegeXpress for offering their services. I received enough financial aid in scholarships to fund my entire freshman year of college and even got some money refunded which I used to purchase a new laptop, and I bought all of the books I needed for the semester!

Emilie Delgado

Emilie Delgado

$2,000 Community Service Scholarship Winner, 2013

CollegeXpress has tremendously helped me in my search for financial aid opportunities as I enter my college career. It is easy to navigate and quickly narrowed down scholarships that I could apply for. Being awarded the scholarship will greatly help me in my finances regarding books and tuition. Thank you for this opportunity. Without CollegeXpress, it would have been more difficult to apply. I would recommend this site to everyone!

Maurice Whan

Maurice Whan

$2,000 Spring Scholarship Contest Winner, 2021

This year has been tough for my family and myself, so receiving this scholarship has been a blessing in disguise! CollegeXpress has been an excellent resource in helping me prepare financially for college. Thank you again for this amazing opportunity!

Amari Toussaint

Amari Toussaint

High School Class of 2022

CollegeXpress helped me narrow my school choices down from 10 schools to four and then two. It also gave me information on a school I had never heard about or thought about attending until now, which is the school I will be attending in the fall. I am thankful for CollegeXpress and its helpful tools.